The average annual cost of household expenses in America adds up to $60,006, according to the Bureau of Labor Statistics, and finding ways to hack household spending will make it easier to spend less and save more. Since most USA residents end up spending a whopping 82 percent of their annual income on household expenses, this is an area where trimming costs really pays off. Follow these tips to hack your household spending, and then use the money you save to make your dreams come true in the future.

Switch to a cheaper home energy plan

No matter which state you live in, you’ve probably got a lot of options when it comes to home energy providers. You may not know that it’s possible to switch energy providers without experiencing service interruptions or cutting through red tape. It’s actually very simple to make a switch, and you may save big bucks by comparing energy plans from different companies and then choosing the one that is most affordable. Quake asserts that homeowners and renters can switch energy providers without hassles and headaches, and then enjoy saving money on electric or natural gas bills.

Shop with cash instead of plastic

If you want to spend less on household items, bring cash along on your shopping trips and use it to pay for smaller purchases, such as cleaning supplies and groceries. Save the plastic for big buys like electronics or large appliances. When you skip the plastic and use cash, you won’t need to pay interest on the cost of your purchases. Some people pay off their credit cards each month so they don’t get hit with much (or any) interest charges, but most people find that interest charges creep up over time and cost them money.

Plant a garden in your backyard

When you plant and maintain a garden in your own backyard, if that garden measures 600 feet square, you can anticipate saving 600 bucks per year on the cost of food. The cost of maintaining the garden should be only 70 dollars annually. A garden of this size should yield hundreds of pounds of healthy produce every year. If you don’t have a green thumb, don’t worry. Anyone can learn how to take care of a garden, and you may find that the time you spend working in it really zaps stress.

When you spend less on household expenses, you’ll free up cash, enabling you to build security for your family. Down the line, this saved cash may give you the means to plan a special family vacation or select investments that become valuable nest eggs. So, why not start trimming household expenses today?